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How do you run a pet sitting business and keep your homeowner's insurance?

Hi everyone!

I just learned that my homeowner's insurance is dropping me due to running a doggy daycare/boarding business from my home. I have read through the forums here to see if there are alternatives. I have called around and can't find another company who will write me a policy.

So I wanted to ask other sitters if they have a solution or does everyone just risk it? How is it possible that all sitters are risking their homeowner's policy? Is that a risk everyone is taking?

I look forward to hearing about anyone's success story with this situation!

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Walt G.

Book a Stay
Woodbridge, VA

Be aware that your mortgage lender requires you to have coverage on your home to protect their interest

While Rover makes it seem easy to open a business and be listed on their site, NONE of the home insurance carriers will cover you if you run a business like a doggie daycare or boarding in the home. Many I know try to run under the radar, but if a neighbor complains then all hell will break loose.

I hate to say this but you will have to stop your Rover in home business and have your home covered by insurance. Best of luck to you!

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Estrella M.

Yes you can have a policy that covers your business has a dog sitter call your insurance agent he should be able to provide the insurance that you need.

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Unfortunately, even though I can get additional insurance to cover pets and business, my insurance co still told me they would drop me due to running a boarding business from home. I contacted 14 companies and they all said the same thing...they would not write a policy for my home with dog business

Jared N.

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Michelle M.

I had the same thing happen to me. I have business insurance specifically for my in-home doggy daycare but my homeowners just dropped me anyway and there are absolutely no homeowners insurance policies near or far that will cover me now. So as far as I can ascertain there is no way to have your home insured and have this kind of business.

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How do you run a pet sitting business and keep your homeowner's insurance?

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