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Dogs chewing furniture of their owner--am I liable for replacing it?

I have seen a lot of posts about dogs chewing/eating the furniture of their dog sitter while staying at their sitter's house; however, I have had a hard time tracking down information about dogs chewing the furniture of their owner while a sitter is staying at the house to watch them. I am caring for two dogs, one of which will occasionally chew a chair leg (or, on one occasion, the wall molding). The damage she leaves is never more than the size of my pinky nail and is only really noticeable because their owner moved recently so her furniture is mostly new and untouched. If the furniture were a bit older and more beaten up I would feel comfortable just chalking this up to a hidden cost of dog ownership, but because it's all so new I am not sure what to do.

So far it's only happened three times total (usually I hear the chewing sounds coming from under the table where I'm working and it just takes a moment for me to remember to check that they are chewing on a toy and not the chair leg). The dogs are always crated when I am out of the house or asleep and are generally with me whenever I am home, so this isn't a case of me just leaving them unsupervised for long periods of time.

I kind of figure that this is damage that would have happened regardless of whether it was me or their owner caring for them, so I am not inclined to offer to pay for furniture repairs (I am not sure whether this is even a possibility given the small size of the chips the dog took off), but I am wondering if anyone else has experience with this and has some best practices for handling things like this. Does anyone have experience with something like this and how did you handle it?

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I always tell them immediately when something is broke or doesn’t look right, if I know for sure it happened while I was there I simply apologize and go from there, if I am not sure if it was like that when I got there or not, I always start out with that, I’m not 100% sure what happened but I noticed this and this. The people I’ve dealt with have always been super nice about it, there was one time I was watching 3 English mastiffs and they tumbled town the stairs and put a hole in the wall on the landing. The owners didn’t even care. She said “that’s what you get when you have big dogs, thank you”

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Your conclusion sounds right on, based on all the information provided.

I think it would be nice to tip the owner off to this behavior, if it wasn't previously discussed, so they can be aware. Rover's name was chewing and I looked to see what toy was at play, and saw he or she actually chewed on a small bit of __. I redirected him-her and rover's name seems fine, but I wanted to let you know.

If this was a case of the owner instructed you to always keep the dog in a crate or playpen and you didn't and dog damaged when was unsupervised, even then the option would be yours if you wanted to offer anything (which could be in the form of credit towards future services rather than actual $) or simply sever the relationship.

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Frankly, I wouldn't wait to inform the owner. Once, I might have chalked it up to an aberration, but after the second time... Let her know that the dogs are chewing on furniture or molding and ask whether they do this all the time and, what should you do, if anything. Explain how you noticed, just as you did here, to ensure you have covered yourself. Make sure the communication is through Rover's system.

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In the Rover Guarantee under what is not covered is: Damage to a pet owner’s property caused by his or her own pets, or damage to the property of a pet care provider or someone related to or residing with the pet care provider

So if I were the owner and read that, I would not be expecting to get any money from a pet sitter or Rover for damage to my own furniture.