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Do I need a private insurance as a Rover pet sitter?

As a new Rover pet sitter do I need to purchase my own private pet insurance?

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The Rover Guarantee provides NO liability insurance for sitters and many of us have decided it best to purchase our own business insurance. There are 4 primary Pet Sitter liability insurance companies for US-based businesses. All of the insurance carriers are responsive and respected. Rates start around $130 a year depending on the services you offer and how many people you are covering and your level of deductible.

Comparison Chart This chart provides a comparison for 3 of the 4 major providers http://petsits.com/petsittinginsuranc...