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Do I really need a stripe account?

Stripe is being a bit of a pain to set up. It's asking all kinds of questions which are great for a business but hard to answer as just an individual. Do I really need it to get paid or can the money just go straight into my bank account?

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As of when? I am still receiving payments. Also I have yet to receive any info on how to set up an account.

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If you want to receive any payment from Rover for any services you provide, you need the stripe account.