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How is the insurance paid for??

So I had my first client and they kept it all??? I guess it's to pay for the insurance? but I thought they took partial payments? I'm confused!

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I believe that for special Rover services such as RoverGo and/or Rover Match, Rover takes 40% of your earnings for the new client's first booking, then your rate will return to the normal 15% or 20% on any future bookings with that client. If you are a part of these programs, that could also explain why you did not receive your full payment amount.

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Rover provides insurance, as part of the percentage it takes of all bookings (15%-20%, depending on when you joined). If, however, you purchased Rover's additional protection plan ($49.95), it will come out of your earnings. You can see exactly how much money you've earned on Rover, where it has gone, and what is available for withdrawal on this page:

https://www.rover.com/account/payments/

The Payment History page is always accessible from your Dashboard. There is a green button right under the dollar balance shown.