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What if I'm walking a Rover dog and it gets attacked by another dog and the damages are extensive. Who pays for that?

This happened to a neighbor (not on Rover) and the attacking dogs belonged to another neighbor who refused to pay for anything because they are low life scumbags. So my friend and the dog owner are like stuck with paying a $4,000 vet bill. The victim had multiple wounds that needed stitches and he spent 4 or 5 nights in the emergency vet hospital. Fortunately he survived.

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Did your neighbor report the attack to animal control? That would be my first step and then perhaps court for the vet bills, though you may need a lawyer for that .

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If this were to happen to you, you would pay only $250 and Rover would cover the rest.

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Here is an article about Rover's guarantee:

https://www.rover.com/us/guarantee/

It will explain what it covers and who pays for what. I suggest you also click on the links for Terms and Conditions as well as Rover's Terms of Service for a better understanding.

ADD: I am glad that Veronica mentioned about reporting the incident to the police. Those scumbags need to be held accountable, and Arizona laws about dogs are very strict. Lots of fines and liability for harm, Found this law firm's site that provides comprehensive and very easy-to-understand information about everything you need to know regarding dog attacks and more. Be sure to also click on the dog bite link.

https://www.jacksonwhitelaw.com/az-pe...

Of course, this is to drum up business for their personal injury practice, but there is a lot of good info on what to do.

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Rover's Guarantee may cover most of the vet expenses but yet they may not! All reimbursements are subject to a minimum contribution of $250 by the claimant—so we reimburse only for costs exceeding $250 - so you the walker may have to cover the $250, this subject is a huge grey area for most of us.

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I concur with what others have said. I'll go a little beyond that because my Mom had an experience with a (thankfully one with minor injuries) dog fight when she was walking my cousin's dog (my Mom was sitting the dog while my cousin was out of town). She had the dog on leash, walking back from the dog park; he's fine with other dogs. Another dog owner had her dog off leash - this was on a public city sidewalk where leashes are required. The lady was not watching her dog at all b/c she was too wrapped up in her phone conversation. My Mom saw the other dog and was keeping a good distance behind. However the other dog turned, ran up, and bit my cousin's dog on the nose but it was only a scrape. My cousin's dog bit back and caused a bit of damage. The lady heard the ruckus and just ran yelling but did nothing to stop the fight. My Mom. still with my cousin's dog on leash, managed to pull the dogs apart. She called the police - it is against the law to walk your dog unleashed - and, still with the dog in her care leashed, tried to calm both dogs and press a jacket to the other dogs wound to stop the bleeding. Why the long story and is there a point, I'm sure you're wondering. YES! The other owners had the nerve to sue my cousin and try to get her dog put down for being aggressive. Even though her dog was off leash and attacked first. So, while Rover may not necessarily cover it, if you have a dog in your care attacked, there is always the option of suing them. In cases where the other dog truly was at fault and dangerous, that is a valid recourse. If something like that ever happened, I would absolutely call the police so that I could file a report. If possible (meaning you and the dogs are safe and don't need to be rushed to the vet), stay at the place where it happened.