New potential client asked if i have insurance. Brand new here and I see some info on coverage by rover. Can someone clarify what may be covered? Client said in the case his dog jumps on someone while i'm walking her and injures the person?

New Potential Client asked me, the dog walker, about insurance. He would like me to have it and I am unclear if rover provides this. I have read through some of the information on the site, but I just want clarity. Will I have to pay for this coverage or is it included as part of being a sitter through rover? Also, do their dogs have to have a profile on rover in order to be covered if in fact general coverage is a part of being a member?