are Rover sitters bonded and insured?

asked 2018-11-17 16:45:01 -0500

Are Rover sitters bonded and/or insured?

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answered 2018-11-19 11:26:02 -0500

Hi Steve, NO Rover sitters are NOT insured or bonded, but there is a guarantee that provides limited coverage for the dog owner. This article describes the guarantee https://support.rover.com/hc/en-us/ar...

Many sitters purchase their own liability insurance to cover themselves in case something happens. There are 4 primary Pet Sitter liability insurance companies for US based businesses. All of the insurance carriers are responsive and respected. Rates start around $130 a year depending on the services you offer and how many people you are covering and your level of deductible.

Comparison Chart This chart provides a comparison for 3 of the 4 major providers http://petsits.com/petsittinginsuranc...

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Disappointed sitters are not bonded or insured. I've been getting the run around just trying to take my dog to meet sitter chosen. Cancelled 3 times. How am I supposed to trust Rover?

Denise T.'s profile image Denise T.  ( 2021-06-18 11:00:47 -0500 ) edit
answered 2022-07-12 10:56:36 -0500

So I was reviewing the comparison chart looking into getting insurance for myself as a dog walker. But below the chart is states this :

The vast majority of health insurance plans do NOT cover injuries acquired while on the job. You can try to sue a client for injuries acquired due to their negligence. For example, if the roof caves in on your head, you could probably sue for your injuries. The client's personal insurances may cover these situations. Injuries to yourself acquired from a pet in your care, under a pet sitting contract, may be entirely your responsibility. Some states regulate that once you agree to take control of the pet by caring for it, you are entirely responsible for injuries caused by the pet to others or yourself. Your Pet Sitter insurance will cover injuries to others (up to the limit), but not to your own person. Other states have different standards, so you could try to sue the owner and hope for the best. As a side note, if a client pet (or any wild animal for that matter) bites you and you report it to a doctor, by law most if not all have to report it to the state. Police will likely come to take information, and may take the dog/cat, no matter what the circumstances. Vicious and dangerous hearings may result. So obviously, don't lie and tell a doctor your own pet bit you to hide the truth

So my question is, what really the point of getting outside insurance if it doesn’t protect me from getting injured?

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Pet sitters insurance is liability insurance. What you are describing is workers compensation insurance which is only provided by companies to their employees and you are NOT an employee of Rover's.

Karen R.'s profile image Karen R.  ( 2022-07-20 09:16:49 -0500 ) edit

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